Just started work or looking at a career change and thinking about Health Insurance?



Private Health funds offer a range of different options to meet the requirements of individuals and families.  
These requirements can vary greatly between individuals, and depend on a range of factors, including lifestyle, personal health requirements, income level and aspirations.

With so many options available to customers, deciding on an insurance plan can be a. Faced with so many choices, choosing the right health insurance can be overwhelming, especially when it comes to comparing policies.
At iSelect – Health Insurance they have expert staff that should be able to find the right plan to suit your individual needs.

Spoiled for choice?  Picking the right health insurance for you

Having such wide choice can lead to consumers making mistakes when deciding on a health insurance plan.
Choosing the wrong plan can cost you money in the short term, and be especially expensive in the long term.  
Without much knowledge of health or insurance matters, customers can end up paying too much, or paying for policies not well-suited to them, which is the reason many consumers utilise iSelect to help them decide which private health insurance policy is right for them.
 
It is also important to reassess the health insurance policies you choose, as your health needs – and the options available in the market – inevitably change over time.

Choice inertia

Customers who don’t have a good understanding of health insurance – or lack the time to carefully analyse the details of different health policies and plans – can find themselves paying too much for coverage they don’t need or use.

There are several main reasons Australians join private health insurance funds, which may vary from person to person.
Private Health fund members may have more treatment options and the ability to choose specialists and locations for health services, which the public health system does not cater for.
There are also much shorter waiting times for treatments such as elective surgery for people in the private health system.

Financial incentives also motivate people to invest in private health cover.  These include subsidies for health services not covered by Medicare, such as dental care, optical, and a range of other health treatments and services.

Lifestyle and health factors

Plan to start a family?  
Personal or family history of health issues?

These considerations are very important in choosing a health insurance plan.

Coverage for subsidised treatments can vary a lot to suit individual needs, and it is especially important to choose the right options to get the best value.
Dental treatment, prescription glasses and specialist medical care can be very expensive for patients without insurance, so individuals need to determine their own needs when choosing health insurance policies.

Comparing health insurance plans with iSelect can save money and help you decide which is the right coverage for you.